How Community-Based Brokers Deliver Real Peace of Mind
When disaster strikes or life throws you a curveball, who do you want on the other end of the phone—a stranger in a call center, or someone who knows your family by name?
A local, community-based insurance broker offers more than just policies—they provide trust, advocacy, responsiveness, and personalized service. Unlike agents tied to one insurance company, independent brokers work for you, not the carrier. That means they shop the market to find you the best coverage at the best price. They also offer local expertise and rewarding community investment.
When choosing an independent, local broker, here’s what you should expect:
You’ll Experience Ongoing Advocacy from Someone You Know
- Local brokers get to know you—not just your policy.
- Expect face-to-face meetings
- Personalized advice & proactive service
- Sincere effort to help you understand all your options
- A real human touch that’s hard to find in national call centers or apps
Insurance isn’t a one-time decision. Life changes—and generally, so should your coverage. A local broker checks in regularly to make sure your policies keep up with your needs.
You’ll Have Someone in Your Corner Who Knows Your Needs
Local brokers like Kraft Insurers take time to understand your lifestyle, values, and long-term goals—offering solutions tailored to your unique family needs, real estate portfolio, and business priorities.
If you own homes in more than one state, your insurance needs are complex—and deeply regional. A local, independent broker helps you navigate those nuances with expertise that national companies can’t match. No more juggling policies with multiple companies.
Choosing a local broker means you’ll have someone who can coordinate and consolidate your insurance across properties and states, with expertise. So, you can rest assured you’ll always have one trusted advisor looking out for the big picture.
You’ll Be Offered Local Knowledge About What You Might Need
Coverage can be confusing. It’s a given that Kraft helps you understand it. Beyond that, we know the unique risks and needs of living in the Inland Empire. After building and growing our business here, we’re intimately connected to how the changes of the seasons bring changes in our clients’ need for protection. From flood zones to regional regulations, a local broker’s job is to know and understand what unique risks exist in the region’s landscape – so they can provide recommendations that go beyond cookie-cutter solutions and help you learn which policies are relevant to your area.
You’ll Never Have to Wait to Get the Progress You Need
Want information about your policy? Have questions about your coverage? A local broker is just a phone call—or a short drive—away. You’ll never get caught in automated phone systems or be talking with representatives you’ve never met. That’s because, with independent brokers, like Kraft, you’re not a ticket number in a queue; you’re a neighbor.
It’s expected your local broker will help connect you with the agencies, and the right people and departments to talk with when filing claims, expedite what they can, and ensure you’re not left wondering about processes and procedures.
If you need to file a claim—especially while out of state—a local broker goes to bat for you. They’re your advocate, ensuring fair treatment and faster results from insurers.
Your success is their success. Local brokers care about the health of your family and your business, because they live here too—and they know thriving relationships and small businesses are the backbone of every great community. So, remember when you choose a local broker, you are also supporting local jobs and small businesses. Your dollars stay in the community, helping to strengthen the local economy and the services you rely on.
Ready to experience the difference a local advocate can make?
Connect with Kraft Insurance today for a personalized review—and discover just how easy it is to get coverage that truly fits your life.